The sad fact is that while many people get injured or sick while on the job in the United States, many people don’t know that they qualify for workers compensation. This is due to the fact that many people don’t understand what workers compensation is. The definition from the Texas Department of Insurance states, “workers’ compensation laws provide benefits to workers who are injured or become ill because of their job “regardless of who was at fault for his or her accident or illness.
Written below is a simple list of questions you can ask yourself to see if you qualify.
- Does your employer have workers’ compensation insurance?
- If yes, then you qualify
- Did you have a work-related injury while on the job?
- If yes, then you qualify
- Did you get a work-related illness while on the job?
- If yes, then you qualify
- Did you notify your employer of your injury or illness within 30 days?
- If yes, then you qualify
- Were you intoxicated when the accident happened while on the job?
- If yes, then you don’t qualify
- Did your injury occur during horseplay?
- If yes, then you don’t qualify
- Was your injury or illness a pre-existing condition that didn’t happen at work?
- If yes, than you don’t qualify
- Did you injure yourself on purpose?
- If yes, then you don’t qualify
- Were you injured by an act of God?
- If yes, then you don’t qualify
- Were you injured by another person for personal reasons?
- If yes, then you don’t qualify
The answers you give to the questions above determine your eligibility for workers compensation. Once you’ve determined that you are eligible for workers compensation, find out if you are in a Workers’ Compensation Health Care Network because you must choose your doctor from the network’s treating doctor list. This step should not be overlooked because if you don’t follow these rules, you may be held responsible for payment of medical bills. If you are not in a Workers’ Compensation Health Care Network then you may choose the doctor of your choice. Always remember that choosing the right Workers Comp Doctor will help you when completing your paperwork because they are experts who know all the procedures to follow when filing for Texas workers compensation.
Tags: Dallas, Denton, Texas, Texas worker comp, WORK INJURIES, Work Injury Denton, WORKERS COMP, WORKERS COMP TEXAS